Live APR, Dealer Choice Cash, lease cash — by model & trim.
Find in-stock matches fast + hot VDP units + offer-tagged cars.
Paste CRM notes → signals/risks → next script + move.
& Taillight Follow-Up: Payment verification, bank checks, and post-sale clean up.
| Model | Term | The "Hook" |
|---|---|---|
| 26MY Tucson (ICE) | 0.00% (up to 60mo) | 90-Day Deferral |
| 26MY Santa Fe (ICE) | 0.00% (up to 60mo) | 90-Day Deferral |
| 26MY Santa Fe (HEV) | 0.00% (up to 60mo) | 90-Day Deferral |
| 26MY IONIQ 5 | 0.00% (up to 72mo) | Pure EV Savings |
Talk Track
"Why pay interest to a bank? We’ve dropped our rate to 0.00% across our most popular SUVs. Plus, with 90 days of no payments, you won't have to write a check for this vehicle until May."
Rate vs. Cash vs. Lease
Our job is to help you choose the path that fits you. We’ll show you every option side-by-side and customize the best plan based on what matters most to you: payment, cash down, trade situation, and timeline.
Low APR Option
Hyundai subsidizes the interest rate (cheap money).
When it wins:
Bonus Cash Option
Bonus Cash acts like an added discount up front (you owe less day one).
When it wins:
Lease Option
Built on residual + money factor + lease cash (lower commitment + market protection).
When it wins:
Keep loan full term?
High Finance Amount → Rate Savings usually wins.
Pay off early (3–6 mo)?
Bonus Cash wins (grab the discount now).
“Hyundai gives you three ways to save—best rate, bonus cash, or lease. We’ll show you all three side-by-side and customize the path that fits your payment, your trade, and your timeline.”
Guest-Friendly One-Liner
Maximum Profit Strategy
Most cash buyers hate debt, but they love saving money. By financing for just 90 days, they capture the Dealer Choice Cash incentive that cash-only buyers miss.
0
Payoff Penalties
+$4k
Potential Rebate
90
Day Target
"I know you were planning to write a check, but if you're open to a smart 5-minute strategy, I can save you an additional $4,000."
"We finance with Hyundai today to trigger the direct rebate, and you simply pay it off in full after 90 days. You'll pay a few dollars in interest, but you keep thousands in pure savings."
"It’s the smartest way to buy this car right now."
26MY Palisade
(Calligraphy/XRT Pro)
25MY Santa Cruz
(SEL/XRT/Ltd)
26MY Santa Cruz
(All Trims)
| Model Description | Lease Cash |
|---|---|
| Tucson PHEV Limited / SEL AWD | $3,750 |
| Kona SE AWD / Tucson SE AWD | $2,000 |
| Sonata SE | $1,750 |
| Kona SEL Sport AWD | $1,500 |
| Santa Fe Hybrid SE / Ltd 2.5T | $500 |
Pay only for what you use—protects monthly cash flow.
Covered the whole term—minimal surprise repair risk.
Upgrade every ~3 years to the newest tech and safety.
Residual protects you—market drops aren’t your problem.
Master Talk Track
"Think of it as a subscription to a new car. You get the lowest payment, the latest tech, and zero repair risk. In 3 years, upgrade to the newest model."
"Hi [Name], it’s [Rep] at Clark Hyundai. As promised, I’m calling right away because there’s a change that could help your numbers on the Tucson."
"Hyundai just released 0% APR for up to 60 months today. If you’re financing, that can drop the interest portion to zero and usually improves the payment."
"Do you want me to run the updated numbers for you now, or would you rather come by for a quick 10-minute review?"
"Hey [Name] — it’s [Rep] at Clark Hyundai. As promised, I’m reaching out right away because there’s a change that may close the gap on the Santa Fe Hybrid."
"We just got up to $4,000 Dealer Choice Cash available. Want me to apply it to the exact one you drove, and text you the updated payment?"
Wants a "$0 Down" feel
Lead with 0% APR + 90-Day Deferral. It preserves their cash while lowering cost of ownership.
Is "Buried" in their trade
Use Bonus Cash to offset negative equity and keep Loan-to-Value (LTV) in check.
Is a "Cash Buyer"
Lead with the 90-Day Finance Play. Take the Bonus Cash savings and pay off the loan in full after 3 months.
© Developed by Babak Rosenthal Mohammadi (“Owner”). All rights reserved.
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